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Rosbank

The Societe Generale group of financial companies has been operating in the global banking market for a century and a half. The ability to adapt to abrupt market changes helped the system to survive in a highly competitive environment. Today Societe Generale is a member of the largest international banking structures. This group also includes the domestic bank Rosbank. More than 3.5 million Russians use the services of Rosbank. Representative offices of the company operate in 71 territorial regions of Russia. The financial network consists of 450 branches and 2,600 ATMs. The bank employs 10 thousand specialists.

 

Participation in the social life of the country

Rosbank does not remain aloof from the problems associated with the social development of our state. The company supports various charitable projects. Not in the last place is work related to the support of art. The banks administration allocates funds for organizing exhibitions in the Moscow Kremlin Museum-Reserve.
The companys management pays special attention to projects related to environmental protection. Employees of the organization do not throw waste paper into the trash, but hand it over for recycling. Batteries that have already expired are also not thrown away. Raw materials are extracted from them, which can be reused. Such measures prevent hazardous waste from entering the environment.
Bank employees are engaged in landscaping, planting green spaces, organizing clean-ups, and so on.

Convenient services for financial management

Rosbanks activities are based on the introduction of modern technologies that improve the quality of customer service. Employees of the organization offer to use remote services with which you can carry out financial transactions without visiting a bank branch.

Virtual banking

The internet banking service provides access to almost all types of banking services. System users can:
• pay for purchases and services by bank transfer;
• make money transfers (to the internal accounts of the bank, as well as to clients of other financial institutions);
• work with deposits (open / close, replenish or carry out debit transactions);
• work with loans (filing an application, repaying a loan, viewing a payment schedule and remaining debt);
• create payment templates and set up automatic payment mode;
• receive statements, view the history of transactions, monitor the expenditure of funds and the movement of money;
• manage current and card accounts.
You can connect to the Rosbank Internet banking system online (at https://getlogin.rosbank.ru), as well as through ATMs. You can contact one of the companys branches or call the technical support center. There is no fee for connecting and using the service. Moreover, online clients are provided with:
• favorable tariff plans (the cost of services is 50% lower than in bank branches);
• payment for services of over one thousand companies without charging a commission;
• high interest rates on savings accounts.

Payment for services through a mobile phone

Progress has stepped far forward: today we can conduct financial transactions through a cell phone. Rosbank specialists have developed a multifunctional mobile application. With its help you can:
• top up the balance of your mobile phone;
• pay for the services of utilities, Internet providers, satellite and cable TV, city telephony, etc .;
• purchase goods in online stores;
• make financial transfers in domestic and foreign currency (withdraw the transfer if necessary);
• exchange banknotes;
• transfer money to e-accounts registered in electronic payment services;
• work with deposits;
• pay off credit debts and much more.

ATM networks

The banking equipment of the Rosbank company is equipped with a wide range of functions. Using an ATM, customers can:
• withdraw cash;
• pay for goods or services, replenish cards with "real money";
• make financial transfers;
• pay off loan debts;
• open savings and deposit accounts;
• change the codes of access to payment cards;
• control finances (receive statements of accounts or loans, and information about the balance of funds on the account).

Always in touch

To resolve issues related to the operation of remote services or the entire bank, the client can contact the round-the-clock support service. Here you can also get information about the status of current, card accounts or loans, learn about promotions or profitable offers from Rosbank.

Cards from "Rosbank"

Rosbank issues its own international plastic cards. You can get a debit or credit payment document here.
Debit payment instruments
Debit cards are represented by a wide range of products.
1. Supercard +. By using this product, the client will be able to return up to 7% of the cost of purchases or services. The owner of the document will be able to additionally open 4 more card accounts in Russian or foreign currency.
2. " Auto Card " will please car owners. By paying for the services of gas stations, service stations, parking lots, car washes, etc., the card holder will return up to 5% of the money spent. The discount is calculated for other types of goods as well. Its size will be 1%.
3. Signature / World Black Edition Travel Miles is a great deal for travel lovers. The card allows you to collect bonus miles, which can be redeemed for plane or train tickets . Accumulating bonuses is not difficult at all. After the first debit transaction, the bank will credit 2,600 points. When making subsequent purchases, 1.5 points will be awarded for every 30 rubles spent. Holders of this card can freely enter the privileged lounges of international airports.

Credit payment instruments

Credit cards are one of the most popular banking products, as they provide an opportunity to quickly get a loan. Credit cards are especially indispensable in cases where money is urgently needed. Rosbank offers its customers several types of credit cards. Credit cards can be opened in domestic or foreign currency.
1. Gold / World Premium Travel Mils . Having received this card, the borrower can use credit funds in the amount of 5 thousand to 600 thousand rubles at a rate of 26.4% / year. Cardholders can take part in the bonus program and earn miles. By paying with a card for goods and services, the client receives a good discount. 2. Platinum . This product is issued on even more favorable terms. The card provides a loan in the amount of 10 thousand to 1 million rubles at 25.4% / year. 3. Classic / World Travel Miles . Having issued this card, the borrower will receive a loan in the amount of up to 300 thousand rubles. The interest rate will be 27.4%. The card participates in promotions held by the VISA payment system. Rosbank issues its credit cards in conjunction with the international payment systems VISA and MasterCard . This means that cards are accepted all over the world. The peculiarity of the credit cards of this financial institution is the grace period for crediting, which lasts for 2 months from the date of the first purchase. At this time, the client does not pay interest. Only the actual debt is calculated. It is advisable to repay the loan before the grace period expires, since interest will have to be paid on the following days. The banks administration recommends making the payment against the debt no later than three days before the deadline for the loan repayment. This is necessary to avoid delays. Clients can increase the amount of credit funds. To do this, you should contact one of the branches of the bank and submit only 2 documents: a civil passport and a certificate of income. Clients who receive their wages through Rosbank will not need a certificate of income.
 

How to make savings?

To achieve their goals, ordinary citizens often have to collect money. This process is long and difficult. Experts recommend using the offers from the Rosbank company. The financial institution employees have developed a line of savings accounts, trying to meet the needs of various categories of clients.
Here you can open an account in Russian rubles or in foreign currency. The depositor can choose a convenient way of paying out income. Interest can be capitalized by adding to the total amount of the deposit or paid monthly to a special account. There are also products that can be opened through remote services. By registering a savings account in virtual mode, the client additionally receives 0.2% profit. People who have reached retirement age can also increase their profitability by 0.2%.
The most profitable product is considered "150 years of reliability", which provides for a profit of up to 8% (in rubles). Money can be invested both in rubles and in dollars or euros. The terms of the agreement do not provide for the possibility of replenishing and spending funds.
An "optimal" savings account is opened in rubles or US dollars. The minimum deposit amount is 50 thousand rubles, the maximum is one and a half million rubles. The contract can be concluded for a period of 6 to 18 months. The profit will be up to 6.1% / year ( depending on the amount and the term for which the contract is concluded). Income is paid every month. This contribution can be replenished. It is also allowed to spend funds. The prolongation of the deposit occurs automatically.
The ATM deposit is convenient because it can be opened at any Rosbank ATM. This can be done by the owners of payment cards of this financial institution. It is issued only in Russian rubles. You can put at least 3 thousand into your account. Interest is calculated every month and added to the amount of the deposit. The depositor can replenish the account, but they cannot withdraw money.

Financial transfers

The capabilities of Rosbank make it possible to carry out domestic and trans-state money transfers. The bank cooperates with the financial transfer systems "Zolotaya Korona" and MoneyGram . You can send money to partners or close people in different types of currencies. There is no need to open a bank account.
The money transfer service is available not only for citizens of the Russian Federation, but also for residents of other states.
 

Loans from the Rosbank company

In "Rosbank" you can get a loan to meet consumer needs, a loan to purchase a vehicle, as well as an overdraft loan.
1. Consumer loans involve the issuance of loans for the purchase of household appliances, clothing, furniture, tuition fees and medical services, etc. The loan amount can reach 3 million rubles. The rate varies between 13.5-18% / year.
2. Car loan allows you to purchase a new vehicle. The loan amount can reach 5 million rubles at a rate of 17% / year. Clients can get a loan at a reduced interest rate. To do this, you should use the state loan subsidy program.
3. Overdraft can be issued by salary clients or employees of enterprises that are in partnership with Rosbank. The loan is issued in rubles. The loan amount ranges from 3 thousand to 600 thousand rubles at a rate of 26.9% / year. The debt can be repaid within 6 years.

Repayment of credit debt

There are several ways to pay off the loan debt. The monthly payment amount can be debited from the current or card account. This method is the most convenient because it excludes the possibility of delay. To repay the loan in this way, the borrower should apply to the bank branch.
You can also pay off debts through remote services (online banking and ATMs of Rosbank and partners).
Debt can be repaid in the following ways:
• via “ Eleksnet ” terminals ;
• from e-wallets, issued in popular EPS; • in the branches of the State Postal Service; • at points of acceptance of payments "Zolotaya Korona"; • in the salons of cellular communication. Attention! To avoid delays, payments must be made at least three days before the due date specified in the monthly payment schedule.